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Mortgage Loans
Your home means security and comfort for your family. It can also be the single largest investment you'll ever make. So whether you're buying your first or fifth home or refinancing to reduce your payment or your mortgage term, talk to one of our experienced mortgage loan officers to find out how much you're qualified to borrow. We have financing options to meet any mortgage need.
Conventional Mortgages
The down-payment requirement on conventional mortgages is as little as five percent of the home's purchase price. You may finance your home for as little as ten years or as long as 30 years. Monthly payments are smaller with longer-term mortgages. However, the savings in interest on a shorter-term mortgage can be substantial.
Mobile Home and Land Loans
Mobile homes, including land, are easy to finance. You may borrow up to $68,400 for mobile homes if the land is included. Mobile homes with land may be financed for up to 15 years.
Pre-Qualification
We can help you prequalify for a mortgage loan. Visit one of our mortgage loan officers to find out how much you can borrow. A rule of thumb for a conventional mortgage payment is no more than 28 percent of your monthly gross income.
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